Accounts payable & receivable, AI-native

Your money moves.
You don't have to.

One agent watches your inbox, sends invoices, chases late payers, reconciles transactions, and pays bills. Fully autonomous. No spreadsheets. No humans in the loop.

Meridian Studio $4,200
Paid — auto-matched
Northfield Labs $1,850
Overdue 12 days — agent chasing
Vantage Creative $6,300
Reconciled — bank match confirmed
Orion Brands $2,175
Processing — scheduled for May 28

How it works

Three steps. Then it runs itself.

01

Connect

Link your bank account, email, and existing accounting tool. The agent reads your historical data and learns your payment rhythms.

02

Define

Set your rules — payment terms, late thresholds, approved vendors, escalation triggers. The agent works within your logic, not around it.

03

Run

The agent sends invoices, matches bank transactions, chases overdue payments, and schedules bills — daily, without prompting.

The reconciliation engine

Every transaction matched, categorized, and closed — automatically.

Date Description Amount Category Status
May 22 Stripe payout — Meridian Studio +$4,200 Revenue Matched — Invoice #1042
May 21 AWS monthly — inv_AWS_00091 −$847 Infrastructure Matched — Vendor bill
May 20 Sequel.io subscription renewal −$299 Software Auto-categorized — recurring
May 19 Unrecognized charge — $420 −$420 Needs review Flagged for you
May 18 Google Workspace annual −$1,440 Software Matched — vendor invoice

Never overpay

Duplicate invoices caught before payment. Vendor contracts monitored for price changes. The agent finds the errors humans miss.

Always on

Works while you sleep. Chases overdue invoices on day 7, 14, and 30. Schedules payments on your terms. Never forgets, never procrastinates.

Own your data

Your financial data stays yours. No lock-in, no vendor leveraging your transaction history against you. Export everything, anytime.

The person who keeps your books
doesn't need to be a person.

AP and AR are rule-heavy, high-volume, and embarrassing when they break. Cleared makes them autonomous — so you can spend your time on work that actually requires a human.